Variety of Loans with attractive interest of rate and flexible payback options to individual and group of individuals.

We offer loans to corporates and traders to meet their working capital requirements.
We also offer loans for agriculture and agriculture allied activities to farmers.


Created by potrace 1.15, written by Peter Selinger 2001-2017

Resident Indians

Created by potrace 1.15, written by Peter Selinger 2001-2017


Created by potrace 1.15, written by Peter Selinger 2001-2017

Sole Proprietorship

type of loans

In order to help corporates meet their business obligations (between purchasers and suppliers),
we offer a Letter of Credit and Bank Guarantee. These have easy documentations
as per the business requirements of the corporates.

A letter issued by a bank to another bank to serve as a guarantee of payments made to a specified person under the specified conditions. We understand you may deal with unknown suppliers.The letter of credit will give assurance of payment to the supplier and this will facilitate the easypurchase of goods. The letter of credit obligates the issuing bank to pay the money not only to the beneficiary, but also to any other bank that is nominated by the supplier.

In today’s business scenario, as a buyer you need to pay for your purchase in the domestic markets. Our letter of credit will help you facilitate the purchase of goods from your supplier. We have a dedicated trade finance desk to help you with your business needs.

In today’s business environment, we offer guarantees on your behalf for the approved purchases within the terms of regulation for your business obligations.Avail the Bank guarantee with simple documentation and short turnaround time. We have a dedicated desk to understand your business requirements and help you with the most feasible solution in the least amount of time, that too at competitive charges.

In case of traders, we offer cash credit facility against the securities which are more flexible and convenient to the traders. It is allowed in the form of overdraft against securities.

To help SME borrowers, we have a facility of discounting invoices/bills that are duly supported by transport documents.

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frequently asked

You may take Loan/Overdraft against Fixed deposit, NSC, LIC and KVP.

You can repay your loan over a period of 12 to 60 months depending upon the maturity of the securities. Overdraft is a running account.

The loan can be paid through ECS channel. Further, you can also pay through a standing instruction by debit to your Subhadra Bank account as per your convenience, however on the maturity date of securities the amount t outstanding would be recovered in full from the maturity proceeds.

In case of overdraft as it is a running account there would be continuous debits/credits and the overdraft facility can be fully repaid from the maturity proceeds of the securities. In case the overdraft facility is further required substitute, securities can be given to the Bank.

You can foreclose/prepay the entire loan outstanding anytime.

We will encourage you to start a Banking relationship with us to get the opportunity of other value added services being offered time to time on respective products. Opening an account with us is mandatory.

For further queries about our Loans, call us at (0231) 2652584 or mail us at