Variety of Loans with attractive interest of rate and flexible payback options to individual and group of individuals.

We offer loans to corporates and traders to meet their working capital requirements.
We also offer loans for agriculture and agriculture allied activities to farmers.


Created by potrace 1.15, written by Peter Selinger 2001-2017

Resident Indians

Created by potrace 1.15, written by Peter Selinger 2001-2017


Created by potrace 1.15, written by Peter Selinger 2001-2017

Sole Proprietorship

type of loans

In case of SMEs, there is a facility of loan against security in the form of overdraft and term loan. The period of loan would be till maturity of the security. The repayment can be made in equated monthly instalments or by bullet payment.

To create the asset for manufacturing the activity, we offer term loans for a maximum period of five years.The repayment can be made in equated monthly instalments.

In case of traders, we offer cash credit facility against the securities which are more flexible and convenient to the traders. It is allowed in the form of overdraft against securities.

To help SME borrowers, we have a facility of discounting invoices/bills that are duly supported by transport documents.

apply for a loan

frequently asked

You may take Loan/Overdraft against Fixed deposit, NSC, LIC and KVP.

You can repay your loan over a period of 12 to 60 months depending upon the maturity of the securities. Overdraft is a running account.

The loan can be paid through ECS channel. Further, you can also pay through a standing instruction by debit to your Subhadra Bank account as per your convenience, however on the maturity date of securities the amount t outstanding would be recovered in full from the maturity proceeds.

In case of overdraft as it is a running account there would be continuous debits/credits and the overdraft facility can be fully repaid from the maturity proceeds of the securities. In case the overdraft facility is further required substitute, securities can be given to the Bank.

You can foreclose/prepay the entire loan outstanding anytime.

We will encourage you to start a Banking relationship with us to get the opportunity of other value added services being offered time to time on respective products. Opening an account with us is mandatory.

For further queries about our Loans, call us at (0231) 2652584 or mail us at