We offer loans to corporates and traders to meet their working capital requirements.
We also offer loans for agriculture and agriculture allied activities to farmers.
To meet unplanned or emergency expenses at any point of time, we offer loans in the
form of personal loans to meet the exigencies.
A loan against securities can be offered as a term loan or an overdraft against securities like NSC, KVP or LIC policies. We also offer term loans or an overdraft facility against bank owned fixed deposits to meet personal needs.
The customer can place a lien mark on their personal security like NSC, KVP or LIC policies and we deposit to avail the facility in the form of term loans or overdraft. The period of loan would be congruent to the maturity period of the securities.
Personal Loan granted to an Individual and can be used for plenty of purpose. Commonly used to when you are planning for vacation, renovation your home or wedding etc. Flexibility of usage, Minimal document and quick processing.
Have an Urgent need for Cash, Subhadra Bank provide loan against gold with same day loan disbursement. Apply for Gold Loan and get quick approval by visiting our nearest branch.
You may take Loan/Overdraft against Fixed deposit, NSC, LIC and KVP.
You can repay your loan over a period of 12 to 60 months depending upon the maturity of the securities. Overdraft is a running account.
The loan can be paid through ECS channel. Further, you can also pay through a standing instruction by debit to your Subhadra Bank account as per your convenience, however on the maturity date of securities the amount t outstanding would be recovered in full from the maturity proceeds.
In case of overdraft as it is a running account there would be continuous debits/credits and the overdraft facility can be fully repaid from the maturity proceeds of the securities. In case the overdraft facility is further required substitute, securities can be given to the Bank.
You can foreclose/prepay the entire loan outstanding anytime.
We will encourage you to start a Banking relationship with us to get the opportunity of other value added services being offered time to time on respective products. Opening an account with us is mandatory.